Areas of Expertise

• Insurance regulations and compliance
• Assistance with regulatory examinations
• Bank investigations
• Accounting standards
• Quality assurance services
• Geographic areas of specialization: USA, Europe, and Asia.
• Languages: English, Serbian and Croatian.

Sample Engagements

• Participated in USAID project in Serbia as a member of an expert diagnostic team and performed the following tasks: applied risked based insurance procedures; reviewed off-site analysis of existing insurance companies; developed audit programs for examination of insurance companies; provided on-the-job training for National Bank of Serbia (NBS | National Bank of Serbia) examination teams; lead a diagnostic team and performed solvency and sustainability diagnostics of insurance companies; and wrote a report of findings for each examination completed.
• Participated in USAID project in India (India’s Financial Institutions Reform and Expansion Project). Worked with a team of insurance consultants and local counterparts to provide technical assistance and training to strengthen the institutional framework for insurance regulation in India. Responsible for: reviewing and assessing organizational structure of the Insurance Regulatory and Development Authority (IRDA - Home - IRDAI); recommending a suitable organizational plan to include an enforcement division; reviewing and evaluating the existing legal and regulatory framework; drafting internal operating procedures for IRDA; and drafting a market conduct manual for IRDA.
• Assisted Central Bank of Armenia to strengthen the financial sector infrastructure through the development of an insurance inspection manual and onsite inspection techniques, to be used in the regulation of insurance companies. Reviewed accounting methods used by the Central Bank of Armenia to determine compliance with International Accounting Standards, and IAIS Principles. Identified problematic areas in the Central Bank of Armenia’s (Central Bank of Armenia) current practices and procedures associated with the regulation of insurance companies.
• Provided support for regulatory reviews of insurance companies in the United States and overseas. Applied National Association of Insurance Commissioner's (NAIC - Supporting Insurance, Regulators, & Public Interest) Model Law. Applied procedures in NAIC Financial Condition Examiners Handbook. Constructed examination reports.
• Assisted Federal Deposit Insurance Corporation (FDIC: Federal Deposit Insurance Corporation) with bank investigations and financial analysis of troubled commercial banks.